Assistant workspace

Advisory only

AI

Assistant workspace · advisory

Pick a case above, then ask the risk-scoring assistant for a proposed rating or the adverse-media assistant for a findings summary — or use the quick actions. Everything here is an advisory proposal recorded against the case; the rating, every hit adjudication and the onboarding decision stay with a human on Case Detail.

Review Queue

Incoming onboarding cases — the entry point to every case.

Open cases

8

received + under review

Awaiting officer approval

3

pending_approval — human gate

Unadjudicated hits

5

across 4 cases

Approval blocked

2

sanctions block / missing evidence

Live case instances

Amara Osei C-1042

Personal current account · PEP flagged · SME: no

pending_approval Medium EDD

Current step: Compliance Officer approval Human gate

Volkov Trading Ltd C-1044

Trade settlement · SME · Confirmed sanctions match

under_review High Sanctions block

Current step: Rejection required — approval not permitted System rule

Nadia Haddad C-1047

Savings · Retail · 2 possible hits

under_review unrated Proposal ready

Current step: Adjudicate screening hits Analyst

Applicant	Declared purpose	Lifecycle state	Risk rating	Evidence	Hits	Reviewer
Amara Osei C-1042 · retail · PEP	Personal current account	pending_approval	Medium	complete	0 possible / 1 dismissed	Dana Alvarez
Volkov Trading Ltd C-1044 · sme	Trade settlement	under_review	High	complete	0 possible / 1 confirmed	Ravi Menon
Nadia Haddad C-1047 · retail	Savings and deposits	under_review	unrated	complete	2 possible	Dana Alvarez
Brightleaf Catering Ltd C-1051 · sme	Business operating account	under_review	unrated	missing source of funds	1 possible	Ravi Menon
Tomas Rieger C-1053 · retail	Payroll account	received	unrated	complete	0 possible	unassigned
Helena Marsh C-1055 · retail	Wealth management	pending_approval	High	complete	0 possible / 2 dismissed	Ravi Menon
Jonas Petit C-1058 · retail	Everyday banking	approved	Low	complete	0 possible	Dana Alvarez
Northwind Freight SA C-1060 · sme	Cross-border payments	insufficient_evidence	Medium	missing proof of address	0 possible / 1 dismissed	Ravi Menon

Amara Osei

Case C-1042 · retail applicant · declared purpose: Personal current account

pending_approval Medium Enhanced Due Diligence Evidence complete

Reviewer

Dana Alvarez · KYC Analyst

Jurisdiction

Ghana — not enhanced-risk

Product / channel

Current account · non-face-to-face

PEP status

Yes — minimum Medium applies

Before a decision can be recorded

Segregation of duties: you set the risk rating on this case, so you may not approve it. A Compliance Officer must decide.
All screening hits adjudicated.
Required evidence complete for a retail applicant.
Risk rating recorded (Medium, PEP minimum satisfied).
No confirmed sanctions hit.

Process timeline

received → under_review → pending_approval → approved | rejected | insufficient_evidence

Received

12 Mar · 09:04

SystemDone

Claimed / under review

Dana Alvarez · 12 Mar 09:21

HumanDone

Risk proposal

Risk-scoring assistant · Medium

AI agentAdvisory

Hits adjudicated

1 of 1 · Dana Alvarez

HumanDone

Rating recorded

Medium · Dana Alvarez

HumanDone

Officer approval

Awaiting Compliance Officer

Human gateCurrent

Decision

approved · rejected · insufficient_evidence

HumanPending

Evidence

Complete for retail

Government identity document

Passport · GHA · doc-ref ID-88213 · verified

Present
Proof of address

Utility statement · Accra · doc-ref PA-44190 · verified

Present
Declared source of funds

Salaried employment — required for SME applicants only

Not required

AML risk factors

weigh these when rating

Geography: Ghana Not enhanced-risk
PEP status: Yes Minimum Medium
Screening outcome: 1 PEP hit dismissed with rationale Adjudicated
Product / channel: Current account, non-face-to-face Elevated
Expected activity vs declared profile: GHS 4,000/month salary credits — consistent with declared purpose
Applicant type: Retail

Screening hits

every hit must be confirmed or dismissed before a decision 0 unadjudicated

Sanctions 0 hits

No sanctions hits for this applicant.

PEP 1 hit

Amara Osei — Deputy Director, Ministry of Roads (2019–2022)

Name match 94% · DOB match · national PEP register

dismissed

Dismissed by Dana Alvarez, 12 Mar 10:02 — “Same-name public official; DOB and national ID differ from applicant record. Retained PEP profile flag on the applicant.”

Adverse media 1 hit

Local press mention — procurement inquiry, 2021

Source: seeded findings corpus · 2 articles · no charges recorded

possible

Does not set status

Two local articles from 2021 name the applicant as a witness in a departmental procurement inquiry. No charges, sanctions or regulatory findings appear in the corpus; later coverage records the inquiry closing without action.

Advisory context only — you adjudicate the hit below.

Not recorded

Proposed rating: Medium

PEP status true sets a Medium floor and flags Enhanced Due Diligence. Jurisdiction is not enhanced-risk and expected activity matches the declared purpose; the non-face-to-face channel is a moderate elevation. No sanctions exposure. Recommend Medium with EDD monitoring.

Nothing is written to the case risk rating until you submit the form below. Proposal generation and acceptance are both audited.

Record risk rating

Human

Case progression

Medium and High cases must be routed to a Compliance Officer; Low cases may be approved by the reviewing analyst, subject to segregation of duties.

Compliance Officer approval

Human gate

Analyst rating: Medium — Dana Alvarez
Analyst rationale: PEP-flagged applicant, EDD applied; salary-consistent activity; no sanctions exposure.
Hit adjudications: 1 PEP hit dismissed with rationale · 0 outstanding
Evidence: Identity document and proof of address present and verified

Visible to Compliance Officers. Nothing here can be advanced by an automated or agent step.

Officer override

Compliance Officer

Audit Log

Chronological reconstruction of this case: state changes, hit adjudications, ratings, agent proposals, overrides and decisions.

Case

C-1042

Applicant

Amara Osei

Current state

pending_approval

Entries

9

History — oldest first

append-only; entries are never edited or deleted

Timestamp	Actor	Action	Prior → New	Reason
12 Mar 09:04:11	Intake service System	case_created	—→received	Onboarding application submitted
12 Mar 09:21:47	Dana Alvarez · KYC Analyst Human	case_claimed	received→under_review	Analyst took ownership; recorded as reviewer
12 Mar 09:33:02	Adverse-media assistant AI agent	agent_proposal_generated	—→summary produced	Invoked by Dana Alvarez for hit H-3302
12 Mar 09:41:19	Risk-scoring assistant AI agent	agent_proposal_generated	—→proposed Medium	PEP floor, non-face-to-face channel, activity consistent with profile
12 Mar 10:02:55	Dana Alvarez · KYC Analyst Human	hit_adjudicated (H-3301, PEP)	possible→dismissed	Same-name public official; DOB and national ID differ from applicant record
12 Mar 10:11:08	Dana Alvarez · KYC Analyst Human	agent_proposal_accepted	proposal Medium→accepted	Analyst accepted the assistant's rationale verbatim
12 Mar 10:14:30	Dana Alvarez · KYC Analyst Human	rating_recorded	unrated→Medium	PEP-flagged applicant, EDD applied; no sanctions exposure
12 Mar 10:15:02	Dana Alvarez · KYC Analyst Human	submitted_for_approval	under_review→pending_approval	Medium rating requires Compliance Officer approval
12 Mar 10:16:44	Dana Alvarez · KYC Analyst Human	decision_refused	pending_approval→pending_approval	403 segregation_of_duties — reviewer may not approve their own case

Audit entries are append-only and read-only: no route updates or deletes an entry.